Best Travel Insurance Plans

Trip cancellation cover reimburses your non-refundable flight tickets, hotel bookings, and tour packages if you have to cancel your trip due to a covered reason such as sudden illness, death of a close family member, natural calamity at the destination, or civil unrest. You must cancel before departure and submit relevant documentation to claim.

Yes. If your checked baggage is lost, stolen, or delayed by the airline beyond a specified number of hours (usually 12 hours), your policy will pay a lump-sum benefit to purchase essential items or compensate for the loss. The payout limit varies by plan, typically between ₹10,000 and ₹1,00,000.

Visa rejection cover is available as a specific add-on or as part of select comprehensive plans. If your visa application is rejected after you have paid for non-refundable bookings, the insurer will reimburse those costs up to the policy limit. Standard plans do not include this cover by default, so check the policy wording carefully.

An annual multi-trip plan covers all trips you take within a 12-month period, each trip typically capped at 30, 45, or 60 days. It is more cost-effective than buying individual policies for each journey if you travel more than twice a year. Business travellers and frequent holidaymakers generally save 40–60% by opting for an annual plan over multiple single-trip purchases.