HDFC Ergo General Insurance Company Ltd
Sar Utha Ke Jiyo
97.1%
Claim Settlement Ratio
2.15x
Solvency Ratio
1
Plans Available
146
IRDAI Reg No
About HDFC Ergo General Insurance Company Ltd
HDFC ERGO General Insurance is a joint venture between HDFC Ltd and ERGO International AG (Munich Re Group). It's one of India's leading private insurers, known for innovation, tech-enabled services, and consistently high claim settlement.
Key Milestones
Founded
IRDAI Registration
Crossed 1 Crore Policies
ISO Certified
Awards & Recognition
Why Choose HDFC Ergo General Insurance Company Ltd?
- Claim settlement ratio: 97.1%
- Solvency ratio: 2.15x
- Network: 13000+ hospitals
HDFC ERGO TRAVEL EXPLORER
HDFC Ergo General Insurance Company LtdPremium from
—
Cover
—
Claim Ratio
97.1%
Policy Term
—
- EMERGENCY MEDICAL EXPENSES
- LOSS OF CHECKED-IN BAGGAGE
Claim Process
- 1
Intimate the Claim
Call the toll-free number or register online within 24–48 hours of the incident. Keep your policy number ready.
- 2
Submit Documents
Provide claim form, policy copy, and supporting documents (hospital bills, FIR, repair estimates) as applicable.
- 3
Survey & Assessment
A claims assessor verifies the incident and submitted documents within 3–7 working days.
- 4
Claim Settlement
Approved amount is credited to your account or settled directly with hospital/garage within 15 days.
Documents Required
- Policy document
- Duly filled claim form
- Hospital discharge summary
- Original bills & receipts
- Doctor's prescription
- Investigation reports
- Photo ID proof
24x7 Claim Support
Claim Helpline
Average response time: 30 minutes
HDFC Ergo General Insurance Company Ltd — Frequently Asked Questions
HDFC Ergo General Insurance Company Ltd is one of India's leading IRDAI-registered insurance providers with a high claim settlement ratio. They are known for quick claim processing, strong network, and transparent policy terms. Our experts rate them highly for customer service.
Have more questions? Talk to our insurance experts — free!