Insurance Insights
The Insurance Blog
Expert guides, tips, and plain-English explanations — no jargon.
Complete Guide to Term Insurance in India 2026
Everything you need to know about term plans — how to choose the right cover amount, policy term, and riders for your family.
Priya Sharma
1 Jun 2026
How Cashless Health Insurance Works at Hospitals
Step-by-step walkthrough of the cashless claim process — from pre-authorisation to discharge. No paperwork surprises.
Rajesh Mehta
20 May 2026
No-Claim Bonus: How to Protect and Maximise Your NCB
NCB can reduce your motor premium by up to 50%. Here's how to protect it and what happens if you switch insurers.
Amit Verma
10 May 2026
ULIP vs Term Insurance: Which is Better for You?
ULIPs combine insurance with investment. Is that actually a good deal? We do the numbers.
Sunita Patel
28 Apr 2026
Tax Benefits Under Section 80C and 80D Explained
Term premiums under 80C, health premiums under 80D — here's how to claim both and save more.
Priya Sharma
15 Apr 2026
Claim Settlement Ratio: What It Means and Why It Matters
The most important number when comparing insurers — yet most people ignore it. Here's what a 'good' ratio looks like.
Rajesh Mehta
1 Apr 2026
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