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Go Digit General Insurance Ltd

Go Digit General Insurance Ltd

Insurance, Simplified

Term InsuranceIRDAI Approved

96.4%

Claim Settlement Ratio

1.98x

Solvency Ratio

0

Plans Available

158

IRDAI Reg No

About Go Digit General Insurance Ltd

Go Digit General Insurance (Digit Insurance) is a Bengaluru-based insurer backed by Fairfax Group's Prem Watsa. Known for disrupting the industry with paperless processes, app-based self-inspection, and simple policy language.

Key Milestones

Est. 2000

Founded

2003

IRDAI Registration

2015

Crossed 1 Crore Policies

2018

ISO Certified

Awards & Recognition

IRDA Best Insurer Award 2023Economic Times Insurer of the YearISO 9001:2015 Certified

Why Choose Go Digit General Insurance Ltd?

  • Claim settlement ratio: 96.4%
  • Solvency ratio: 1.98x
  • Network: 5600+ hospitals
Coverage:
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Claim Process

  1. 1

    Intimate the Claim

    Call the toll-free number or register online within 24–48 hours of the incident. Keep your policy number ready.

  2. 2

    Submit Documents

    Provide claim form, policy copy, and supporting documents (hospital bills, FIR, repair estimates) as applicable.

  3. 3

    Survey & Assessment

    A claims assessor verifies the incident and submitted documents within 3–7 working days.

  4. 4

    Claim Settlement

    Approved amount is credited to your account or settled directly with hospital/garage within 15 days.

Documents Required

  • Policy document
  • Death certificate
  • Medical records
  • Claimant's photo ID
  • Bank account details
  • Post-mortem report (if applicable)

24x7 Claim Support

Claim Helpline

+91 80761 75709
claims@go-digit-general-insurance-ltd.com

Average response time: 30 minutes

Go Digit General Insurance Ltd — Frequently Asked Questions

Go Digit General Insurance Ltd is one of India's leading IRDAI-registered insurance providers with a high claim settlement ratio. They are known for quick claim processing, strong network, and transparent policy terms. Our experts rate them highly for customer service.

Have more questions? Talk to our insurance experts — free!