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Zurich Kotak General Insurance Company (India) Ltd

Zurich Kotak General Insurance Company (India) Ltd

Insure More, Worry Less

Life InsuranceIRDAI Approved

96.5%

Claim Settlement Ratio

1.93x

Solvency Ratio

0

Plans Available

152

IRDAI Reg No

About Zurich Kotak General Insurance Company (India) Ltd

Zurich Kotak General Insurance is a joint venture between Kotak Mahindra Bank and Zurich Insurance Group. Backed by global expertise and local trust, it delivers comprehensive general insurance solutions across India.

Key Milestones

Est. 2000

Founded

2003

IRDAI Registration

2015

Crossed 1 Crore Policies

2018

ISO Certified

Awards & Recognition

IRDA Best Insurer Award 2023Economic Times Insurer of the YearISO 9001:2015 Certified

Why Choose Zurich Kotak General Insurance Company (India) Ltd?

  • Claim settlement ratio: 96.5%
  • Solvency ratio: 1.93x
  • Network: 7800+ hospitals
Coverage:
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Claim Process

  1. 1

    Intimate the Claim

    Call the toll-free number or register online within 24–48 hours of the incident. Keep your policy number ready.

  2. 2

    Submit Documents

    Provide claim form, policy copy, and supporting documents (hospital bills, FIR, repair estimates) as applicable.

  3. 3

    Survey & Assessment

    A claims assessor verifies the incident and submitted documents within 3–7 working days.

  4. 4

    Claim Settlement

    Approved amount is credited to your account or settled directly with hospital/garage within 15 days.

Documents Required

  • Policy document
  • Death certificate
  • Medical records
  • Claimant's photo ID
  • Bank account details
  • Post-mortem report (if applicable)

24x7 Claim Support

Claim Helpline

+91 80761 75709
claims@zurich-kotak-general-insurance-company-india-ltd.com

Average response time: 30 minutes

Zurich Kotak General Insurance Company (India) Ltd — Frequently Asked Questions

Zurich Kotak General Insurance Company (India) Ltd is one of India's leading IRDAI-registered insurance providers with a high claim settlement ratio. They are known for quick claim processing, strong network, and transparent policy terms. Our experts rate them highly for customer service.

Have more questions? Talk to our insurance experts — free!