The Oriental Insurance Company
Protection You Can Count On
94.9%
Claim Settlement Ratio
1.72x
Solvency Ratio
0
Plans Available
556
IRDAI Reg No
About The Oriental Insurance Company
The Oriental Insurance Company Limited is a wholly-owned PSU subsidiary of Oriental Insurance that has been serving Indians since 1947. It operates a strong network across India and offers comprehensive general insurance products.
Key Milestones
Founded
IRDAI Registration
Crossed 1 Crore Policies
ISO Certified
Awards & Recognition
Why Choose The Oriental Insurance Company?
- Claim settlement ratio: 94.9%
- Solvency ratio: 1.72x
- Network: 6800+ hospitals
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Claim Process
- 1
Intimate the Claim
Call the toll-free number or register online within 24–48 hours of the incident. Keep your policy number ready.
- 2
Submit Documents
Provide claim form, policy copy, and supporting documents (hospital bills, FIR, repair estimates) as applicable.
- 3
Survey & Assessment
A claims assessor verifies the incident and submitted documents within 3–7 working days.
- 4
Claim Settlement
Approved amount is credited to your account or settled directly with hospital/garage within 15 days.
Documents Required
- Policy document
- Duly filled claim form
- Hospital discharge summary
- Original bills & receipts
- Doctor's prescription
- Investigation reports
- Photo ID proof
24x7 Claim Support
Claim Helpline
Average response time: 30 minutes
The Oriental Insurance Company — Frequently Asked Questions
The Oriental Insurance Company is one of India's leading IRDAI-registered insurance providers with a high claim settlement ratio. They are known for quick claim processing, strong network, and transparent policy terms. Our experts rate them highly for customer service.
Have more questions? Talk to our insurance experts — free!