HDFC Ergo General Insurance Company Ltd
Sar Utha Ke Jiyo
97.1%
Claim Settlement Ratio
2.15x
Solvency Ratio
13,000+
Network Hospitals
1
Plans Available
146
IRDAI Reg No
About HDFC Ergo General Insurance Company Ltd
HDFC ERGO General Insurance is a joint venture between HDFC Ltd and ERGO International AG (Munich Re Group). It's one of India's leading private insurers, known for innovation, tech-enabled services, and consistently high claim settlement.
Key Milestones
Founded
IRDAI Registration
Crossed 1 Crore Policies
ISO Certified
Awards & Recognition
Why Choose HDFC Ergo General Insurance Company Ltd?
- Claim settlement ratio: 97.1%
- Solvency ratio: 2.15x
- Network: 13000+ hospitals
HDFC ERGO OPTIMA SECURE+
HDFC Ergo General Insurance Company LtdPremium from
₹1,500/yr
Cover
15 LAC
Claim Ratio
97.1%
Policy Term
1
- SECURE BENEFIT
- PROTECT BENEFIT
Claim Process
- 1
Intimate the Claim
Call the toll-free number or register online within 24–48 hours of the incident. Keep your policy number ready.
- 2
Submit Documents
Provide claim form, policy copy, and supporting documents (hospital bills, FIR, repair estimates) as applicable.
- 3
Survey & Assessment
A claims assessor verifies the incident and submitted documents within 3–7 working days.
- 4
Claim Settlement
Approved amount is credited to your account or settled directly with hospital/garage within 15 days.
Documents Required
- Policy document
- Duly filled claim form
- Hospital discharge summary
- Original bills & receipts
- Doctor's prescription
- Investigation reports
- Photo ID proof
24x7 Claim Support
Claim Helpline
Average response time: 30 minutes
Network Hospitals
HDFC Ergo General Insurance Company Ltd has 13,000+ cashless hospitals across India
Delhi NCR
320+ hospitals
Mumbai
280+ hospitals
Bangalore
210+ hospitals
Chennai
190+ hospitals
Hyderabad
175+ hospitals
Pune
160+ hospitals
Kolkata
150+ hospitals
Ahmedabad
130+ hospitals
Jaipur
110+ hospitals
Surat
95+ hospitals
Lucknow
90+ hospitals
Chandigarh
80+ hospitals
Actual hospital/garage count may vary. Call +91 80761 75709 to confirm.
HDFC Ergo General Insurance Company Ltd — Frequently Asked Questions
HDFC Ergo General Insurance Company Ltd is one of India's leading IRDAI-registered insurance providers with a high claim settlement ratio. They are known for quick claim processing, strong network, and transparent policy terms. Our experts rate them highly for customer service.
Have more questions? Talk to our insurance experts — free!