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Cholamandalam MS General Insurance Company Ltd

Cholamandalam MS General Insurance Company Ltd

Protecting What Matters Most

Health InsuranceIRDAI Approved

96.2%

Claim Settlement Ratio

1.82x

Solvency Ratio

6,500+

Network Hospitals

0

Plans Available

123

IRDAI Reg No

About Cholamandalam MS General Insurance Company Ltd

Cholamandalam MS General Insurance is a joint venture between the Murugappa Group and Mitsui Sumitomo Insurance. With over two decades of experience, it offers a comprehensive range of general insurance products across motor, health, travel, and home segments.

Key Milestones

Est. 2000

Founded

2003

IRDAI Registration

2015

Crossed 1 Crore Policies

2018

ISO Certified

Awards & Recognition

IRDA Best Insurer Award 2023Economic Times Insurer of the YearISO 9001:2015 Certified

Why Choose Cholamandalam MS General Insurance Company Ltd?

  • Claim settlement ratio: 96.2%
  • Solvency ratio: 1.82x
  • Network: 6500+ hospitals
Coverage:
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Claim Process

  1. 1

    Intimate the Claim

    Call the toll-free number or register online within 24–48 hours of the incident. Keep your policy number ready.

  2. 2

    Submit Documents

    Provide claim form, policy copy, and supporting documents (hospital bills, FIR, repair estimates) as applicable.

  3. 3

    Survey & Assessment

    A claims assessor verifies the incident and submitted documents within 3–7 working days.

  4. 4

    Claim Settlement

    Approved amount is credited to your account or settled directly with hospital/garage within 15 days.

Documents Required

  • Policy document
  • Duly filled claim form
  • Hospital discharge summary
  • Original bills & receipts
  • Doctor's prescription
  • Investigation reports
  • Photo ID proof

24x7 Claim Support

Claim Helpline

+91 80761 75709
claims@cholamandalam-ms-general-insurance-company-ltd.com

Average response time: 30 minutes

Network Hospitals

Cholamandalam MS General Insurance Company Ltd has 6,500+ cashless hospitals across India

Delhi NCR

320+ hospitals

Mumbai

280+ hospitals

Bangalore

210+ hospitals

Chennai

190+ hospitals

Hyderabad

175+ hospitals

Pune

160+ hospitals

Kolkata

150+ hospitals

Ahmedabad

130+ hospitals

Jaipur

110+ hospitals

Surat

95+ hospitals

Lucknow

90+ hospitals

Chandigarh

80+ hospitals

Actual hospital/garage count may vary. Call +91 80761 75709 to confirm.

Cholamandalam MS General Insurance Company Ltd — Frequently Asked Questions

Cholamandalam MS General Insurance Company Ltd is one of India's leading IRDAI-registered insurance providers with a high claim settlement ratio. They are known for quick claim processing, strong network, and transparent policy terms. Our experts rate them highly for customer service.

Have more questions? Talk to our insurance experts — free!